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You’re not gonna lose the house, everybody has three mortgages nowadays.

Dr. Peter Venkman in Ghostbusters (1984)


All City Relocation

http://www.idworks.com/allcity/

Provides a wealth of information on cities and towns anywhere in the U.S.. Browsers to the site can review (with pictures and prices) homes, apartments and condominiums for sale or lease in a particular city, as well as an extensive community profile—shopping, recreation, sports, employment, and school and daycare options.

The American Real Estate Society

http://www.uncg.edu/~juddon/

An academically driven organization which produces a number of scholarly journals, including the Journal of Real Estate Research, the Journal of Real Estate Literature, and the Journal of Real Estate Management. The site provides links to the journals, which are archived online.


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American Relocation Center

http://www.sover.net/~relo/

An extraordinary resource for anyone moving to a new location. Need information on a new community? Select the community information link and get a free relocation/information package for any area in the United States. Looking for the best agent to sell your home? Choose the top producers link to find the leading sales agents in your neighborhood. The site offers links in numerous categories, from private schools to national parks, as well as national access to any Realtor MLS (Multi-Listing Service) system.

The Appraisal Institute

http://www.realworks.com/ai/

This highly regarded group represents real estate appraisers and produces the professionally oriented Appraisal Journal. The site provides a number of services to its members and the public, such as the yearly curriculum of courses and seminars, a section on industry news, a bulletin board service, and an online library featuring real-estate papers, articles, and publications.

BCWI Homepage

http://www.island.net/~bcwi/

The first online real estate magazine in British Columbia, B.C. Waterfront & Island magazine offers information on the area, new property listings, and the BC Real Estate Navigator, a compendium of links to B.C. realtors, housing, properties, and sales data.

California Real Estate Online

http://www.car.org/calre/

The official publication of the California Association of Realtors offers articles, industry news, and legal information. The site also provides an index to previous issues and links to other publications.

The Center for Real Estate Studies

http://www.indiana.edu/~cres/cres.htm

Housed at Indiana University, the site provides information on Center offerings, including RealSource, a real estate bibliographic database, and the Indiana Housing Affordability Index that tracks the sale of 30,000 homes.

Consumer Mortgage Information Network

http://www.human.com/proactive/index.html

This site is a broad-based primer on home financing. Consumers can download software used for processing mortgages, peruse the extensive file library for articles, government publications and other information, or connect with an extensive collection of related links.

Countrywide Home Loans, Inc.

http://www.countrywide.com/

One of the largest mortgage companies in the United States, Countrywide’s Gold Credit page allows consumers to apply for mortgage online. Fill out all the information requested, and receive up to 1.25 percentage points off the loan.

Credit Quality Estimator

http://www.snws.com/loan-bin/credit/

Answer the questions on this page and submit the form to learn how your credit rating is assessed and get an approximate idea of your ranking. Credit is one of the most important factors in obtaining a mortgage. Do your homework here before you apply.

Digital City Real Estate

http://www4.webpoint.com/dci_home/loan_pgm.htm

Check this site for information about obtaining a home loan. If you don’t have the traditional 20 percent down payment or are a first time buyer, there are several alternatives mentioned here, including FHA and VA loans.

Eastern Mortgage Services, Inc.

http://www.eastmortg.com/

First mortgage and home equity lender specializing in poor credit loan programs, low-rate mortgages, refinance, debt consolidation, and home improvement loans. 24-hour pre-approval.

Fannie Mae Home Page

http://www.fanniemae.com/

The nation’s largest source of home mortgage funds, Fannie Mae works to expand affordable housing opportunities for all. The Fannie Mae site is as diverse as the company. Viewers can search the listing of Fannie Mae properties for sale, read up on the latest news for lenders, or review the latest Housing and Market Outlook.

Federal Home Loan Bank Home Page

http://www.fhlbanks.com/index.htm

Sponsored by the government but privately financed, the Federal Home Loan Bank supports thousands of banks, credit unions, and savings companies as they supply mortgage loans to consumers. They provide lending support for most of the mortgages written in the United States.

Fidelity Union Mortgage

http://www.dirs.com/mortgage/fidelity/

Home loans and mortgages for every purpose: home improvements, purchases, construction, refinancing, equity loans, and more. Strives for fast, professional service.

Freddie Mac Home Page

http://www.freddiemac.com/

Established to support home ownership and rental housing, Freddie Mac has helped to finance one in six American homes. The site explains its role in housing finance, offers investor information on mortgage-backed securities, and offers a comprehensive listing of Freddie Mac homes for sale throughout the country.

Home Buyer’s Vocabulary

http://www.creditinfocenter.com/mortgage/hmvocab.htm

Understand the difference between down payment and earnest money. Learn just exactly what is meant by points. When buying or selling a home, you are bombarded with a whole new language. Learn it here.

HomeOwners Finance Center

http://www.homeowners.com/homeowners/index.html

Provides the latest interest rates, rate analysis, market trends, featured loan programs, histories of adjustable rate indices, a mortgage dictionary, a mortgage calculator, and online forms for purchasing and refinancing. Enables you to join a mailing list for updates on the latest news in mortgage rates.

Homes & Land Electronic Magazine & Real Estate Center

http://www.homes.com:8084

Provides real estate information on over 200,000 properties throughout the United States, Canada and Mexico. This “e-zine” also offers an online forum for real estate agents, information on banking services, and a free rental guide.

Homeward Bound Relocation Services

http://www.homeward.com

Homeward Bound provides comprehensive executive relocation services for local, regional, national and international corporations. In addition to relocation issues, the site itself offers a wealth of information on moving, including employee counseling, moving services, home financing options, and cost of living analysis, among others.

HUD Housing FHA Home Page

http://www.hud.gov/fha/fhahome.html

Information at this site is geared toward both businesses and consumers, with lots of helpful information on buying or renting single and multi-family dwellings. Visitors to the site may also search a directory of HUD housing, participate in online forums or review a number of related Web sites.

Inman News Features

http://www.inman.com/

A wellspring of real estate news and trends, Inman News offers extensive coverage of the industry, with features, a daily mortgage report, and a homebuyer’s tip of the day. Another plus—featured articles from past issues are archived for weeks at a time on this site.

Insiders Track Capital Funding Aid

http://www.pennet.net/commercial/itcfa/

Provides an inside view of the capital funding process to start-up or expansion companies. Insiders Track Capital Funding Aid can verify, recommend, or negotiate a capital funding process.

Keystroke Financial Network: How Much Can I Borrow?

http://www.snws.com/mortgage/tools/how_much.shtml

This page is a form where you enter your pertinent financial information and then submit the form to determine the price range of home you can afford. You simply enter your monthly income, all your credit information and monthly debts, banking information, and the amount of your down payment. Then click the Submit button and the calculator determines the price home you can afford.

Kansas City’s Guide to New Homes

http://www.kcnewhomes.com/

The online version of this Kansas City magazine is designed with both the real estate professional and consumer in mind. It offers a flexible triple search system (Home Search, Builder Search, Realtor Search) for locating homes in the area.

Mortgage Calculator Input Page

http://www.homefair.com/homefair/mortcalc.html

You can use this page to help determine the amount of your monthly payment. Simply enter the amount of your proposed mortgage, the term of the loan, and your interest rate to check your approximate monthly payment. Then try it at different rates and different terms to see how they will affect your budget.

Mortgage Mag

http://www.mortgagemag.com/mmsubm.htm

Mortgage Mag provides a myriad of information on industry-related issues, such as mortgage and real estate services, commercial and wholesale lending, industry news—even the current interest rates by state!

Mortgage Qualifying Income Calculator

http://www.reslendingsource.com/qual_cl.htm

Use this page to determine the amount of income you need to afford the home of your choice. Just fill in the blanks on the form and click the Calculate Required Income button.

National Mortgage Loan Directory

http://www.mortgageloan.com/search.html

This page has information about current mortgage interest rates across the country. There are 85 loan programs and over 10,000 rates. Check here before you lock in.

National Mortgage Loan Directory: Amortization Schedule

http://www.mortgageloan.com/cgi-bin/amort.cgi

Use this page to find out just how much of each payment actually goes toward your principal balance and how much is earmarked for interest. You might want to use the information to determine how much you’d like to set aside each month to help whittle away at the principal.

Real Estate and Mortgage Library

http://amo-mortgage.com/library/info.htm

Choose your state and search for the information you need. There are links to researching information about credit rating, mortgage insurance, FHA and VA loans, current mortgage rates, title insurance, and much more.

Uncle Sam Offers Financing Breaks to Those Who Serve

http://www.interest.com/editorial/Mortgage_column/mtg_story_970722.htm

If you are a veteran, you’ll want to read this article by James R. DeBoth, President of Mortgage Market Information Services, Inc. He details the history of VA loans, why and how they work, and who can benefit.

Union Planters Mortgage, Mortgage Loan Application Checklist

http://www.leaderfederal.com/mortgage.html

Union Planters Mortgage Company has provided this page to help expedite your mortgage application process. Check the information here before making an appointment with your loan officer. You’ll save yourself time and headaches by taking the advice you find here.

NEWSGROUP

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